Inheriting a Roth IRA - Bogleheads
Aug 24, 2025 · Except for a few situations, inherited Roth IRAs are subject to most of the same rules as inheriting a traditional IRA. The main differences for an inherited Roth IRA are: [note …
IRS clarifies stretch IRA rules: non-spouse annual distributions req'd
Oct 27, 2014 · Re: IRS clarifies stretch IRA rules: non-spouse annual distributions req'd by MP123 » Thu Jul 18, 2024 11:41 pm Thanks for posting, this is an important change for those with …
Inherited IRA Rules - Non-Spouse - Bogleheads.org
Sep 28, 2025 · Inherited IRA Rules - Non-Spouse by Toddo » Sun Sep 28, 2025 2:41 pm I'm trying to understand the current rules for distributions from an inherited IRA so I can advise my …
Conflicting Answers on Inherited IRA RMD's - Bogleheads.org
Jan 18, 2025 · Per the linked thread, I ran into this with Fidelity (incorrectly) showing my inherited Roth IRA has a 2025 RMD because their RMD center’s calculation is based on pre-SECURE …
inherited 403 (b) rollover into Roth - Bogleheads.org
Can a 403 (b) inherited by a non-spouse be rolled over into a Roth? If allowed, I understand that it would be a taxable event. Also my understanding is that an IRA inherited by a non-spouse …
What to do with inherited non-spousal 401k - Bogleheads.org
Oct 8, 2020 · Re: What to do with inherited non-spousal 401k by MarScience » Sun Jan 29, 2023 3:36 am Hi- First and foremost, transfer the 401K into an Inherited IRA at a brokerage of your …
Inheriting an IRA - Bogleheads
If the inherited IRA is maintained in inherited form, any basis in the Inherited IRA would have to be kept separate from any basis the surviving spouse has in their own IRA by filing an 8606 for …
Inherited IRA as spouse but not sole beneficiary - Bogleheads.org
Jun 6, 2024 · For the inherited Roth IRA: 1) If spouse first contributed over 5 years ago, the inherited Roth is now qualified and tax free, again with no beneficiary RMDs until she would …
Stretch IRA - Bogleheads
A Stretch IRA refers to the financial planning concept of designing an IRA (Traditional IRA or Roth IRA) for the maximum, tax efficient distribution of its assets as the account is inherited by …
IRS rules for inherited 403 (b) plans vs. IRAs? - Bogleheads.org
Sep 5, 2012 · I'm somewhat familiar with the IRS rules pertaining to inherited IRAs from reading Ed Slott's books. I'm wondering if the same rules apply to 403 (b) plans, or if there are …