Community Reinvestment Act, Fair Housing Act, and Equal Credit ...
Apr 8, 2025 · This bulletin informs banks of the appropriate names and addresses for notices required by the Community Reinvestment Act (CRA) and Equal Credit Opportunity Act, and for …
April 16, 2025 Good afternoon, and thank you for the kind invitation to join you today at the Exchequer Club. It is both a privilege and a pleasure to address this distinguished group once …
Consumer Fraud Awareness and Prevention | OCC
Consumer fraud impacts millions of Americans every year and often results in financial harm. Learn about the most common types of consumer fraud, how they work, warning signs, and …
ONLINE & DIGITAL SCAMS Online and digital scams occur via the internet, often through deceptive emails, websites, or messages that trick people into providing personal information …
Fair Lending | OCC
Oct 15, 2025 · The Fair Housing Act (FHA) and Equal Credit Opportunity Act (ECOA) protect consumers by prohibiting unfair and discriminatory practices.
Apr 3, 2020 · In determining what constitute good faith efforts, the servicer should consider the length of a borrower’s delinquency, as well as a borrower’s failure to respond to a servicer’s …
Online and Digital Scams | OCC
Online and digital fraud occurs via the internet, often through deceptive emails, websites, or messages that trick people into providing personal information or money.
Nondiscrimination The regulation prohibits discrimination regarding any aspect of a credit transaction based on race, color, religion, national origin, sex (including sexual orientation and …
Financial and investment fraud involves deceitful practices to lure individuals into fake investments, often by promising returns that are too good to be true.
Check Fraud | OCC
You receive a check in the mail related to employment as a mystery shopper, personal assistant, or for being the winner of a prize. Ways to Avoid It Monitor your financial accounts regularly: …