Qualified Charitable Distributions allow you to meet your annual charitable giving goals through your IRA. And here’s the “so what”: That QCD amount counts as part of your RMD, lowering your annual ...

One thing you don't want to do, though, is underestimate key retirement costs. Here are four you risk misjudging. You're probably aware that healthcare is a substantial expense for typical retirees.

In your 70s, it's time to put your retirement plan into action. Here are some tips on how to maximize your success.

Annual tuition tops $70,000 at some private schools in the Bay Area - and may soon hit six figures. Here are the trade-offs ...

Imagine you’re lining up a row of dominoes. One tap — and suddenly, the whole line starts falling. That’s exactly how taxes ...

This is my second time writing to you. It seems my previous plans to retire and move to the Philippines with my wife have been destroyed and I am now medically disabled/retired and can't work. This ...

While having a three-to-six-month emergency fund is smart at any income level, it’s especially crucial for high earners who ...

A Roth IRA conversion allows you to transfer funds from a traditional IRA to a Roth IRA, but you must pay taxes on the converted amount upfront while benefiting from tax-free withdrawals later.

To reduce RMDs, you should first prioritize Roth contributions. Roth contributions can be preferable to traditional ...

Roth IRAs don’t pay fixed rates -- your returns depend on investments. See 2025 CD, stock and bond averages to maximize tax-free growth. Read on for more: ...

Q: Ira, with Davion Mitchell back, does Erik Spoelstra start him? – Lance. A: We could get a better read on Sunday in Orlando, when Davion Mitchell is expedited to make his return from the calf ...

The IRS released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth conversion strategies.