Learn how vesting works, the types of schedules and why it matters for keeping your employer match. Here's more details: ...

A safe harbor 401(k) helps businesses skip IRS testing. Learn how it works, the match rules and when to set one up for your ...

About 17% of all active 401(k) plan participants identified inflation as their top source of financial worry, followed by 16% who are concerned about covering basic living expenses such as housing and ...

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans.The rule, which was created ...

More than $2 trillion sits in forgotten or left-behind 401(k) retirement savings accounts, with an average balance of $66,691, according to a new report. Those 31.9 million accounts represent nearly ...

NORMAN — Plenty has changed with Oklahoma’s recruiting this season. Recent results suggest the changes have been for the better, but Sooners coach Brent Venables said the shifts haven’t affected how ...

401-K funds are subject to ERISA laws, but choosing from an employer’s menu of investment choices under fiduciary management is at the participant’s discretion. Money Market Funds, such as Fidelity ...

The change means that in 2027, workers aged 50 and older who earn $145,000 or more must make their 401 (k) contributions after paying taxes. Some plans, however, may make the change in 2026 “using a ...

Catch-up contributions allow employees aged 50 and older to set aside extra money in workplace retirement plans. Under SECURE 2.0 (Setting Every Community Up for Retirement Enhancement 2.0 Act of 2022 ...

Holly Verdeyen, partner and U.S. defined contribution leader at Mercer, joins WSJ’s Take On the Week podcast to share why and how the addition of private assets to a retirement portfolio can affect ...

Many 401(k) savers benefited by not giving into panic earlier in 2025. Cash on the sidelines can help retirees and those nearing retirement avoid panicking in a stock market meltdown. The average ...