Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

Fannie Mae now predicts rates around 6.5% by the end of 2025 and 6.1% by the end of 2026.

Mortgage rates are up, but still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.70%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.