A Roth IRA conversion allows you to transfer funds from a traditional IRA to a Roth IRA, but you must pay taxes on the converted amount upfront while benefiting from tax-free withdrawals later.

Roth IRAs don’t pay fixed rates -- your returns depend on investments. See 2025 CD, stock and bond averages to maximize tax-free growth. Read on for more: ...

A CFP explains how to convert a $1.6M 401(k) to a Roth IRA without triggering high taxes, plus tips on timing, tax brackets, ...

In your 70s, it's time to put your retirement plan into action. Here are some tips on how to maximize your success.

With hundreds of provisions, the recently enacted One Big Beautiful Bill Act is certainly big. That being said, it’s not exactly the SECURE 3.0 Act, either. For instance, it doesn’t contain any direct ...

Imagine you’re lining up a row of dominoes. One tap — and suddenly, the whole line starts falling. That’s exactly how taxes ...

Learn the 5 easy steps to start a Gold IRA and protect your wealth from inflation and recession. Discover how to roll over ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

Saving for retirement is one of the smartest things you can do for your future, but choosing between different retirement accounts can sometimes feel overwhelming. Two of the most common options are ...

The IRS raised 2026 tax brackets and deductions, giving retirees more room to keep their income tax-free. Here's how to make ...

Discover smart ways to make the most of a six-figure salary, from retirement accounts to savings strategies, so your money ...

One thing you don't want to do, though, is underestimate key retirement costs. Here are four you risk misjudging. You're probably aware that healthcare is a substantial expense for typical retirees.