Young professionals planning big-ticket loans often worry about credit score missteps. Here’s expert guidance on EMIs, card ...

Credit bureaus have asked RBI to allow utility bill payments and other non-credit data for Grameen Credit Score to improve ...

RBI's 2025 reforms mandate bi-weekly credit reporting, reducing update lag from 30-45 days to 15 days. Weekly updates from ...

Housing loan above ₹1 crore, car loans of ₹15 lakh and above, two-wheeler loans of ₹3 lakh and above see good growth ...

A Practical, Transparent Guide to Borrowing ₹14,000 in India - Sometimes you don’t need a big loan—you need a small cushion ...

Nowadays most people take home loans to buy a house. Whether you will get a home loan or not and if you get it, then at what interest rate, all this is decided by the bank by looking at your credit ...

PAN-based fraud is becoming increasingly common, but early detection can prevent long-term financial damage. A few minutes of ...

A straightforward loan audit is one of the best financial decisions consumers can make as 2025 draws to a conclusion. A ...

Credit information company TransUnion Cibil has flagged early signs of stress in select retail loan segments, even as overall demand for credit has improved following the GST rate rationalisation. In ...

India’s retail credit market growth in the July–September 2025 quarter, de-grew year-on-year (YoY) even as Goods & Services Tax (GST) cut and festive season demand provided a boost to consumption-led ...

Credit performance across most retail loan products remained stable in the September quarter, with balance-level delinquencies improving year-on-year for home loans, personal loans, credit cards and ...

The GST rate rationalisation has boosted demand for retail credit, but the younger cohort seems to be cautious on borrowings, a leading credit information company said on Monday. Delinquencies in ...