SmartAsset on MSN

Ask an advisor: I'm confused about the 5-year rule for Roth conversions. Does it apply to me?

According to an article by Brandon Renfro, there are three 5-year rules for Roth IRAs, but he talks about the first two as ...
Hosted on MSN

Ask an Advisor: If I Convert to Roth Before 73, Does the 5-Year Rule Still Affect My Beneficiary?

I want to do three Roth conversions in the next three years before I turn 73 in 2027 so that my beneficiary doesn't have to deal with taxes. If I should die soon after the last conversion, will my ...
The Motley Fool

Everything You Ever Wanted to Know About the Roth IRA 5-Year Rules

There are two 5-year rules: One for contributions and the other for conversions. A subset of rules exists, based on your age. It’s important to know which qualified expenses allow you to withdraw ...
Federal News Network

Understanding the 2026 Roth and TSP changes: What federal employees need to know now

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...