Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

New York now limits credit checks in hiring. Learn what roles are exempt, how it affects background screening, and what ...

Ready for a financial reset? We’re recapping seven steps you can take to improve your financial health at any time.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

When you request a credit limit increase, your issuer immediately reviews your risk profile. That review can raise your ...

Scam texts are targeting people ages 18 to 29 at record levels, with reports of attempted scams among Gen Z tripling.

A measure of Oracle Corp.’s credit risk climbed on Wednesday after the database company posted a jump in spending on data centers and other equipment, raising fresh doubts about how quickly it can ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Foreign brands snagged 9 of top 10 spots on Consumer Reports magazine's 2026 Automotive Brand Report Card. Jeep placed last. Early adopters pay for innovation with reliability issues. The average ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

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