GOBankingRates on MSN

Roth IRA Interest Rates: What You Really Earn in 2025

Roth IRAs don’t pay fixed rates -- your returns depend on investments. See 2025 CD, stock and bond averages to maximize tax-free growth. Read on for more: ...

I’m 45 with $75K in my 401(k). I only save 50% of my yearly limit to maintain my lifestyle — but should I save more?

Let’s say you’re 45 years old, living comfortably and have a 401(k) balance of $75,000. You contribute to your retirement account every year, but only about half of the annual limit, because you want ...

These self-made millionaires dish on the 5 habits that helped them to retire early — are you keeping yourself stuck on the hamster wheel?

For example, trusting the wrong people with investment decisions was one mistake that one early retiree couple shared with ...

How People in Their 50s Save for Retirement — And What “On Track” Really Looks Like

SDI Productions / Your 50s can bring about a new sense of urgency: Have I waited too long to build my retirement savings? With a mix of tail-end college costs, aging parents to care for, a mortgage ...
National Law Review

Dependent Care Assistance Program Limit to Increase in 2026

Starting January 1, 2026, the annual contribution limit for dependent care assistance programs (DCAPs) will increase from ...