CHICAGO (WLS) -- Allstate is raising home insurance rates in Illinois. The company says rates will increase by more than 8 percent come Feb. 24. Allstate is blaming severe weather events.

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Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Natalie Todoroff, Insurance Expert at Bankrate, joins Lisa Dent to talk about home insurance. Todoroff details how homeowners insurance costs a little over 3 percent of household income in Illinois.