Replacement cost insurance allows homeowners to repair or replace their eligible belongings at today’s value following a covered claim. While most homeowners insurance policies include replacement ...

Homeowners often brace for a higher renewal bill, only to discover that the real financial shock comes from quieter increases ...

When a storm, fire, or burst pipe wrecks your home, the difference between walking away financially whole and taking on new ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat ...

With guaranteed replacement cost, you don’t have to worry about gaps in coverage that could leave you financially vulnerable after a disaster. Many, or all, of the products featured on this page are ...

Discover what homeowners insurance typically covers and what it doesn't cover, like flooding or earthquakes. Ensure that your ...

Replacement cost endorsements help homeowners protect the full value of their home and personal property. However, after a loss, most homeowners discover this coverage is not sufficient to replace ...

One pays the current value, minus depreciation; the other pays the full cost to replace your property. Many, or all, of the products featured on this page are from our advertising partners who ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...