Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain for many ...

President Donald Trump said in a social-media post Friday that he would cap credit-card interest rates at 10% for the next year.

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...