In our recent annual study on safe withdrawal rates, my colleagues Christine Benz, John Rekenthaler, and I found that retirees who want to maintain a consistent spending amount adjusted for inflation ...

This method is inherently “safe” and ensures that a retiree will never deplete the portfolio, because the withdrawal amount is always a percentage of the remaining balance. Basing portfolio ...

For retirees who want to squeeze more from their portfolios, especially in early years, a dynamic retirement withdrawal strategy that varies cash flows based on portfolio performance may work better ...