The Hidden Ratio That Affects the Credit Score

Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

Investor query: Will a missed EMI, loan settlement, early prepayment or high card usage hurt my CIBIL score more?

Young professionals planning big-ticket loans often worry about credit score missteps. Here’s expert guidance on EMIs, card ...

Credit utilisation ratio: The lesser-known number that drives your credit score

Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.
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CIBIL Score: If you want a cheap loan then your Cibil Score should be this much, know when the bank refuses to give a loan..

Credit Score: CIBIL score is the most important for taking a loan. In simple words, you will not get a loan without a CIBIL score. Actually, through a CIBIL score, the bank gets an idea of your ...
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‘One number decides your fate’: Financial advisor questions foreign control of CIBIL data

CIBIL score may be just three digits, but it can shape the course of an individual’s financial life — from loan approvals and interest rates to access to credit itself. In India’s rapidly digitising ...

Big ticket retail loans gain momentum

Housing loan above ₹1 crore, car loans of ₹15 lakh and above, two-wheeler loans of ₹3 lakh and above see good growth ...