I want to do three Roth conversions in the next three years before I turn 73 in 2027 so that my beneficiary doesn't have to deal with taxes. If I should die soon after the last conversion, will my ...

Imagine that you’re 65 years old and just completed a Roth conversion during a low-tax year early in retirement to avoid future required minimum distributions (RMDs). However, not long after the ...

There are two 5-year rules: One for contributions and the other for conversions. A subset of rules exists, based on your age. It’s important to know which qualified expenses allow you to withdraw ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...