Young professionals planning big-ticket loans often worry about credit score missteps. Here’s expert guidance on EMIs, card ...

Your CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify creditworthiness. Improving your score by paying bills on time, managing ...

Further, borrowers with a CIBIL score of 825 and above can now avail the lowest home loan interest rate, as the revised pricing links rates directly to credit scores for loans up to ₹5 crore.

LIC Housing Finance has slashed its home loan interest rates, with the lowest starting at 7.15% for borrowers with a CIBIL ...

Or take Priya in Bengaluru, after her score repair from 680 to 745. The economic tailwinds allowed her to reach ₹6 lakh at prime rates through a digital app to fund her upskilling course amidst the ...

In India, credit behaviour plays a crucial role in determining whether an individual can access financial products such as a personal loan, vehicle loan, or credit card. At the core of this system is ...

Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.