Here’s how each strategy works and how to decide which method you should use to eliminate your student loans. The debt snowball is a pretty popular strategy for repaying student loans. A borrower ...

Learn how cross-collateralization affects your finances, especially with auto and mortgage loans. Protect yourself by understanding lender practices and key terms.

An old refinancing wrinkle surfaced recently when a reader brought up an issue that we have not explored for years. She had purchased a home with the proceeds from her previous home plus a small ...

Whether you already have student loan debt or you're trying to decide if you should take out loans for school, being able to calculate how much interest you'll ultimately pay for those loans is vital ...

High-interest loans keep borrowers stuck; the avalanche strategy offers a practical, interest-saving exit path.

We recently devoted an entire post to explaining all the details, facts and myths surrounding the Public Service Loan Forgiveness program. If you're a regular reader, you know that we talk about loan ...

Having lived in several states, owning primary residences and investment properties, Josh Patoka uses his experience using mortgages and HELOCs to help first-time home buyers and home owners find the ...

Despite obstacles including inflation, high-interest rates and stricter lending standards, entrepreneurs are still securing financing and forming businesses. In the first half of 2023, 2.6 million new ...

John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Managing Editor, Global Data and Automation for ...