Roth IRAs don’t pay fixed rates -- your returns depend on investments. See 2025 CD, stock and bond averages to maximize tax-free growth. Read on for more: ...

If you're retired or planning ahead, it's important to understand just what lower interest rates mean and how they affect ...

Roth conversions, which transform traditional IRAs into Roth IRAs, are a powerful retirement and tax tool. Here are eight ...

Converting to a backdoor Roth IRA via an IRS "loophole" is an estate planning tool that gives heirs tax-free income in ...

Tax planning is stressful even under ordinary circumstances, and this year is anything but ordinary. Unless Congress acts by Dec. 31, tax rates on wages and investments will rise. If you think your ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

It's important to properly quantify the cost of a conversion. For most taxpayers, if a Roth conversion was a good idea before the so-called One Big Beautiful Bill Act bill was passed, it is probably ...

HYSAs pay out considerably higher rates on your savings than traditional accounts. Here's how to strike a balance between ...

The Federal Reserve will lower its key interest rate by 25 basis points next week and again in December, according to a Reuters poll of economists who remain deeply divided on where rates will be by ...