It's the lowest number of policies the state insurer has had since at least 2012, according to data posted on the Citizens ...

Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating ...

The core definition of Other Structure includes any building or feature at the insured location that is not directly attached to the primary dwelling. If a structure is connected only by a fence, ...

According to the International Residential Code, a tiny house is a standalone unit of 400 square feet or less, excluding loft space. Most insurers require tiny homes to meet set construction and ...

Home inspections are not always required to buy homeowners insurance. Insurance companies decide on a case-by-case basis. If your house is more than 25 years old and hasn't been inspected recently, ...

If your home is empty for 30+ days, you'll probably need unoccupied and vacant home insurance, either as an add-on or a stand-alone policy. A standard home insurance policy won't pay for damage that ...

Discover how abandonment clauses in property insurance let owners claim full settlements on irrecoverable or high-cost ...

Universal Property sells home insurance in Florida and more than a dozen other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

If your house goes empty for more than a month or two, you might need special coverage. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...