Experian announced the Experian Credit + Cashflow Score. The model combines Experian’s credit, alternative and trended data.

The credit reporting bureau released a new model that combines traditional and alternative credit history with cashflow data into a single score lenders can use for underwriting decisions.

It began as a note stuck to the wall during a 2018 brainstorming session at Experian plc’s consumer business unit. The ...

Credit ratings agency Experian is to include rantal payments in its credit scoring system as part of a major overhaul that better reflects how credit applications are assessed, giving people a clearer ...

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...