Retirees with significant assets often have to plan around required minimum distributions (RMDs). If you already have ...

There is no age limit on Roth conversions, so you can transfer pre-tax savings into a Roth IRA regardless of your age or ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Anthony Battle is a CERTIFIED FINANCIAL PLANNER™ professional. He earned the Chartered ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

All future growth is tax-free, so stock market rallies don't increase how much you'll have to pay in taxes. You can delay Social Security to maximize the benefit and use those lower-earning years to ...

A Roth IRA could save long-term investors thousands of dollars in avoided taxes in retirement. Strict rules on who can contribute to a Roth IRA (and how much) require thoughtful strategy. High earners ...

The IRA is a cornerstone for many, allowing you to build a nest egg with investments that fit your risk profile. You pick the financial institution; you manage the investments. In other words, it’s ...