Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

Colorado’s average credit score fell about one percent over the past year, placing the state among those with the largest ...

Viral credit score hack puts consumers at risk of jail, FTC warns - ‘The truth is, credit repair companies can’t legally ...

The report shows Georgia had the second-largest average credit score decrease in the country, with residents’ scores falling ...

Credit One Bank reports that a survey reveals 50% of U.S. consumers misunderstand credit scores, impacting financial ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA.

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...