The ninth edition of the Reality Check: Paycheck-To-Paycheck research series, conducted by LendingClub Corp., in partnership with PYMNTS.com, showed that close to two-thirds of the U.S. population — ...

If you don't use your credit card, your issuer may consider your account inactive and close it. However, a closed credit card account can negatively impact your credit score, by decreasing your credit ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

Credit card debt is expensive and potentially bad for your credit score. The most cost-effective method for paying it off is typically the debt avalanche strategy.

Applying for a new credit card can affect your credit score by changing your credit utilization ratio, adding a new credit inquiry and adjusting your average account age. Credit card companies may ...