Learn the 401(k) early withdrawal penalty rules, exceptions and smart ways to avoid taxes and fees so you can protect your ...

Learn how 401(k) loan interest rates work, how much you’ll pay and the real costs of borrowing. See rules, risks, and smart ...

Discover lower-risk 401(k) investments like bond funds and index funds. Learn strategies to maintain stability and grow your ...

Learn why more Americans are tapping into their 401(k) savings and the potential consequences. Find out expert advice on ...

Over time, that can translate to thousands of dollars in missed retirement savings. A typical worker who leaves $4,500 in a Safe Harbor account would have about $5,500 by retirement, versus roughly ...

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

For the past 24 years, workers age 50 or older have been able to supercharge their 401(k) accounts by making “catch-up” contributions as they approach retirement. But new rules from the IRS will ...

You’re not alone. Learn how to plan for retirement with IRAs, solo 401(k)s, and brokerage accounts — and avoid common ...