Mortgage Rates, Fed

Today's Mortgage Rates | Rates Tick Down as Fed Eyes Elevated Inflation
These are today's mortgage and refinance rates. Mortgage rates are likely to remain elevated until inflation comes down further.
Mortgage demand drops further, even as interest rates settle
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) remained unchanged at 7.02%.
Why are mortgage rates still so high? There’s something more important than Fed policy at work
The federal funds rate and mortgage interest rates are often expected to move together, but they haven’t lately. Here’s why.
Understanding the Federal Reserve's Role in Mortgage Rates
Learn how Fed meetings affect mortgage rates and what it means for borrowers. Discover trends, impacts, and expert predictions on mortgage rates.
Mortgage Rate Predictions: Will the Fed Keep Postponing Interest Rate Cuts?
Though Trump could appoint Fed board members whose views on monetary policy align with his own, he can only make new appointments in early 2026. Will mortgage rates go down in tim
Mortgage Rates Drop Again, Falling to Lowest Level Since December
Since rates vary widely across lenders, it's always smart to shop around for your best mortgage rate and compare rates regularly, no matter the type of home loan you seek. Rates on 30-year new purchase mortgages gave up 5 basis points Monday.
Should you open a home equity loan before the January Fed meeting?
The window of opportunity to lock in a low-rate home equity loan is still open. But it could close slightly after the next ...
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Federal Home Loan Bank of Dallas Announces 2025 Affordable Housing Advisory Council Appointments
The Federal Home Loan Bank of Dallas (FHLB Dallas) is pleased to announce the appointment of three new members to its ...
White House looks to pause federal grants, loans: What it means for you
A federal judge temporarily blocked President Donald Trump's freeze of federal funding. Will Medicare, Social Security or ...
Cash-out refinancing vs. home equity loan: What to consider now
The benefits of both have shifted in today's interest rate climate. Here's what potential borrowers should know now.
Mississippi relies on federal money. How could loan, grant pause affect the state?
Mississippi heavily relies on federal dollars at the state level. Here's what the pause on federal loans or grants could ...
What Trump pausing federal grants and loans would mean for you
A federal judge temporarily blocked President Donald Trump's freeze of federal funding. Will Medicare, Social Security or ...
A freeze on federal grants and loans has been paused. But many facets of American life are left mired in uncertainty
As a federal judge temporarily blocks part of the Trump administration’s pausing of federal grants and loans Tuesday, a slew ...